Financing By FLorida PACE Funding Agency 

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Financing by Florida PACE

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Florida PACE Financing for HVAC, Roofing & Home Upgrades

Make essential home improvements now and finance them over time with Florida PACE (Property Assessed Clean Energy) financing. Pure Tek Air helps you understand how it works, and when you’re ready, you can apply in just a few minutes.

What is Florida PACE?

Florida PACE is a state‑authorized way to finance eligible home improvements, like HVAC replacements, roofs, windows/doors, generators, water heaters and more—and repay the balance through a line item on your annual property tax bill. It’s designed to help Florida homeowners improve energy efficiency, storm resiliency, and comfort.

Great for:

  • HVAC: new AC systems, heat pumps, ductwork, smart thermostats
  • Roofing: full roof replacement, underlayment, hurricane straps
  • Windows & Doors: impact windows/doors, shutters
  • Generators: standby generators
  • Other eligible upgrades: water heaters and certain storm‑hardening measures

Not sure if your project qualifies? Our team can review your scope and let you know.

Why homeowners choose PACE

  • $0 down, fixed payments: Finance up to the useful life of the product with predictable, fixed payments.
  • No minimum credit score: Eligibility focuses more on your property and mortgage status than credit score.
  • Fast approvals: Move forward quickly on urgent repairs.
  • Transferable obligation: Because PACE is tied to the property, the remaining balance may transfer to a new owner (subject to lender/buyer approval at sale).

Not sure if your project qualifies? Our team can review your scope and let you know.


How repayment works

PACE is repaid as a non‑ad valorem assessment on your annual property tax bill. Most customers choose terms aligned with the expected life of the improvement (e.g., shorter terms for HVAC, longer for roofs). You can prepay early without penalty on most residential PACE assessments.


Example scenario (illustrative only):

  • Project cost: $12,000 HVAC replacement
  • Term: 10–15 years
  • Payments: Added as a line item to your property tax bill (collected once a year or via your mortgage escrow)


We’ll walk you through real numbers and options during your quote.


Eligibility checklist

To be eligible for PACE, homeowners typically must:

  • Be current on property taxes (no delinquencies in the past 3 years)
  • Be current on all mortgage payments
  • Have no notices of default in the past 3 years
  • Have no involuntary liens on the property
  • Live in a county that allows residential PACE (varies by local ordinance)

We’ll confirm eligibility for you during our consultation.

The Pure Tek Air process

  1. Free consultation – We assess your home’s needs and confirm project eligibility.
  2. Pick your financing – Compare PACE with other options (e.g., GoodLeap). We help you choose.
  3. Apply – When you’re ready, apply through the official PACE portal.
  4. Install – Licensed technicians complete your project to code and manufacturer specs.
  5. Finalize – You approve the work; funding is released upon completion.


Frequently asked questions

It’s generally recommended to have your AC system serviced at least once a year, ideally before the cooling season begins. Regular maintenance can help prevent breakdowns and extend the lifespan of your unit.

Rates are fixed and depend on market conditions, project specifics, and term. We’ll show you current options before you decide.

Yes—residential PACE assessments can be prepaid without penalty.

PACE availability depends on local ordinances. If your county isn’t active, we’ll help you explore other financing.

PACE is attached to the property as an assessment. At sale or refinance, buyers and lenders may require the remaining balance to be paid off. We’ll help you navigate options.

Like any property tax assessment, non‑payment can lead to penalties. If you have trouble, contact us immediately so we can discuss options and resources.

Important notes & consumer protections

  • Useful‑life matching: Terms can’t exceed the useful life of the improvement (e.g., HVAC typically shorter than a roof).
  • Right to cancel: You have a 3‑day right to cancel before work begins.
  • Verification calls: You’ll complete short confirmation calls to ensure you understand the terms and are satisfied with the work.
  • No contractor kickbacks: PACE providers prohibit contractor incentives tied to PACE usage.

Not sure if your project qualifies? Our team can review your scope and let you know.

Call (561) 806-9545 or book your  service online now!

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Get In Touch:

Email Us: info@puretekair.com

Call Us: (561) 806-9545

Contact Us Online

Areas We Serve:

  • PALM BEACH
    From neighborhoods to beachfront properties, count on us
  • BOCA RATON
    We know the city and its HVAC needs inside out.
  • BOYNTON BEACH
    Communication-driven, local service you can rely on.

Surrounding communities in Palm Beach County